We are an independent insurance agency from Buffalo, NY. Our talented agents, and the renowned companies we work with, help us to beat the competition. Whether it be insurance for your home, automobile, or your business…we can find the right company to fit your needs with the best coverage possible, at an affordable price.
Do you rent an apartment? Do you own a home? Do you own and drive a vehicle? Just about everyone can answer yes to at least one of these questions. If you can answer yes, then you need insurance. What kind of coverage do you need for your home, and/or automobile? What is, or is not covered under your policies that could leave you at risk? Finding out that you do not have proper insurance to protect you after experiencing a loss would be devastating. It is important to deal with a knowledgeable insurance agent that will make sure that all of your insurance policies will protect you completely, before it is too late. That knowledge is available with our agents here at Niagara Montauk Insurance.
When is comes to Commercial insurance, most insurance agencies know a little bit about many different industries. Niagara Montauk Insurance has a different philosophy. We target a select few industries and learn everything there is to know about those industries. Because of this, we end up knowing the needs of our target markets better than anybody. When you receive a quote from Niagara Montauk Insurance, you can be confident that every aspect of your business has been covered – even areas that you may not realize that you could be at risk.
Although the primary concern of ours is to make sure you are properly covered, we also realize that the coverage also needs to be affordable, so we try to balance the proper amount of coverage with an affordable price to give you the best value for your premium dollar. This is accomplished by us constantly searching the marketplace for insurance companies that excel at insuring our target markets — companies that offer both a very competitive price and excellent coverage. Although we cannot promise that we will be the lowest price 100% of the time, we can promise that you will be getting the best value, best advice, and most personalized service for your money, when you purchase your insurance through Niagara Montauk Insurance.
An Independent Advantage
We are Independent Agents free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Niagara Montauk Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.